Whether that trade-off is worthwhile is something you need to consider. However, this can mean that you’re up for more out-of-pocket costs if you need to replace your bike, or pay for an expensive repair. You can lower your Amount Covered, which will usually mean that your premiums are lower. This is the maximum amount that you’ll be paid for replacement or repair if your make a claim and we accept it. Variable Amount Coveredįor a Comprehensive policy, or a Third Party policy with the optional Fire & Theft coverage added, your certificate of insurance will specify an Amount Covered. The range of Flexi-Premiums excess that we offer is between $500 and $1,200. Choosing to apply this to your policy will mean that your premium payments are lower. With Flexi-Premiums you can choose to be liable for a higher excess payment than the standard, should you ever make a claim for which excess is payable. The amount will vary depending on whether you choose a Comprehensive or Third Party policy. You’ll get your quotes on screen but you’ll also get them via email and SMS, but if you’d rather compare bike insurance quotes over the phone, you can do that with The Bike Insurer too.If you get a motorcycle insurance quote online and go on to purchase online, you’ll be eligible for our online discount. Some of the brokers on our panel will offer optional extras such as breakdown cover or helmets and leathers cover but it’s up to you to decide what works best for you. It doesn’t matter what level of cover you need or how many years no claims bonus you have – we can provide quotes for Fully Comprehensive, Third Party Fire and Theft, and Third Party Only cover. The type of insurance you’re looking for.
Your employment status, licence type and riding experience.Your personal details, like name and address.From there, we’ll compare the best prices to suit you and your circumstances. If you want to compare motorcycle insurance quotes with us, you’ll be asked questions in the following areas. Getting a quote with The Bike Insurer is straightforward and simple in fact it takes just a few minutes. Choosing the right broker for your policy can save you hundreds of pounds, so compare bike insurance quotes today with us Although this type of insurance offers the most in terms of cover it doesn’t necessarily mean it is the most expensive. Usually, comprehensive cover also covers fire damage and theft and depending on the policy, a replacement bike if yours is written off. The comprehensive option covers damages to your bike as well as damages to any third party should you cause an accident. The costs of replacing or repairing your motorcycle will not be covered if you’re at fault.Ĭomprehensive motorbike insurance offers the highest level of cover you can get and is the most popular choice of bike insurance for our customers. This type of insurance will also cover you if your bike is stolen, damaged, or unusable due to fire. This will cover you for any damages you cause to other people, vehicles, or property should you be responsible for any accident you are involved in. The next level of motorcycle insurance you can get is third party fire and theft insurance. As a rule, third party only motorcycle insurance will not cover repair or replacement costs for your motorbike, and it is the minimal level of insurance required by law. Third-party only is the most basic level of protection you can get and only covers damage to someone else’s property or any injury you may cause them. The type of motorcycle insurance you’ll need will depend entirely on your bike and your personal circumstances. Each offers a different level of protection for your motorbike and will be priced differently from one another. These are third party only, third party fire and theft, and comprehensive cover. When it comes to motorcycle insurance cover there are three levels you can choose from. Impartial service: We never favour any broker, and instead aim to put our customers first, meaning they’ll receive our very best quotes that suit them and their needs. Speed: We’ll work efficiently and tirelessly in order to bring you the best quotes from our panel of brokers. We’ll always offer our best price for your insurance from our available panel, no matter which cover you wish to choose from, and we’ll do so in the quickest manner possible.Īverage cost: 50% of customers paid £174 or less between March and August 2021, and we’re proud to work with some of the -leading brokers in the market.
Using The Bike Insurer for your motorbike insurance means a service that’s impartial.
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